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Disability Talk / Re: Should I be worried
« Last post by Sunny Clouds on June 19, 2018, 09:33:00 AM »

Benefit fraud

Youíre committing benefit fraud if you:

    donít tell the office that pays your benefit youíre going abroad, even if itís just for a visit

But don't panic!  Do like JLR2 did.

Having said that, my gut feeling is that if at the same time as you phoned to request a form, you wrote to them telling them you were going and sent the letter 'signed for', they'd be hard-pressed to argue that you'd behaved fraudulently if they didn't send the form in time for you to submit it before going.

That being so, since I'm in a nitpicky mood, I also notice that the government website doesn't say "tell before you go" it says "tell if you're going".  That might be useful if they kicked off.

Incidentally, if you're on more than one sort of benefit, don't forget that.

I think there are overlapping issues here and whether JLR succeeds with this specific complaint or not, hopefully it will prod them into sorting things out.

You see, the difficulty here is that if the price varies according to being on benefits, whether disabled or not, and it just happens that being on disability is one reason, they may try to argue that it's not being disabled that's the issue, but being on benefits, and that being so, may simply re-write the criteria in a way that still indirectly discriminates but is difficult to prove.

So there needs longer term to be some way of ensuring that such criteria are adjusted. 

The difficulty, of course, is that there are benefits such as ESA that are paid to both disabled and non-disabled people.  For example, if you get injured and are out of work for, say, three months with it, and then are up and about, pretty much as good as new, then you wouldn't count as disabled, but you would have been on ESA or UC.

I wonder whether there are any examples within the industry of insurers that get this right when it comes to avoiding disability discrimination or whether it's something that's going to require legislation?  If so, I hesitate to hope, but if the government thought it wasn't going to cost them a lot and if their mates in the industry thought the good PR of not arguing against changes would outweigh any losses, then something might be done.
Disability Talk / Re: Heavenly telephone options!
« Last post by Sunny Clouds on June 19, 2018, 09:16:42 AM »
Sadly, having called four different companies (for various reasons) yesterday, I can't remember which.
It may be illegal to do that. There was a parliamentary battle about whether to prevent insurance companies charging different genders different prices for car insurance. The insurance companies justified this by proving that about 70% of every claim made in motor insurance was caused by a male driver aged between 17-23 and it was that male age group that had been charged approximately 3 times more than a female at those ages as they were statistically far more likely to cause a crash. Gender insurance policies were equal from age 24 onwards. Parliament threw out the statistical and risk argument and made it illegal to discriminate policy costs due to gender. This meant females insurance costs when aged 17-23 raised considerably to cover the cost of vehicle repair and medical injury claims caused by this age group in order to make both genders equal.

I've no idea whether it's illegal to charge someone more because they have a disability but if insurance companies can't charge young males more despite them being the cause of the majority of claims it makes it unfair to charge a disabled person more because they are disabled. I know that "housewife" as an occupation increases prices. Housewives are obviously all bonkers or do nothing but drink G&T all day before the afternoon school run.
Disability Talk / Re: Heavenly telephone options!
« Last post by Fiz on June 19, 2018, 07:11:46 AM »
That's impressive. Is it possible to name and praise the company? Obviously don't,  if it reveals anything at all personal. I hope that other companies follow on and do the same.
Disability Talk / Re: Motability vehicles and insurance regulations
« Last post by Fiz on June 19, 2018, 07:06:25 AM »
No the disabled person doesn't need to be in the car when it's used, but its use when they're not present must be for the purpose of the disabled person which could include collecting their child from school. It says that clearly in the motability information pack that I've been sent. I was going to add the link to the relevant motablity page that says that too but the motability website is down approximately 70% of the time and it's down at the moment. This site is out of date as it doesn't mention PIP but explains the use of the vehicle
No one can use the disabled persons blue badge unless they're in the car.
Disability Talk / Re: Should I be worried
« Last post by Fiz on June 19, 2018, 06:47:55 AM »
Do you have to tell the DWP that you're going to be abroad for a week? I hadn't realised that. A charity is taking me to France on the 2nd. I'm absolutely petrified about every aspect of the trip but now I'm worried about this. I will never get a form in time to return before the 2nd will I?
Disability Talk / Re: Should I be worried
« Last post by JLR2 on June 18, 2018, 10:51:44 PM »
Here's hoping :-)
Disability Talk / Re: Should I be worried
« Last post by auntieCtheM on June 18, 2018, 10:47:23 PM »

Put it down to the vagaries of the post.
Disability Talk / Should I be worried
« Last post by JLR2 on June 18, 2018, 08:56:05 PM »
The other day I had a brown envelope from the DWP and was somewhat thrown by it as I had contacted them only the day before to ask for the particular form contained in it.

I learnt a while back that if a claimant knows they are going to be out of the UK they are compelled to obtain this form and return it before they go abroad and so made the phone call, the form is not available in local job centres hence the phone call, trouble is for me at least the day following my phoning to request the form one arrived on my doormat.

You might say very efficient, well done the DWP but first there was for me the issue of how come a second class postmarked letter arrived within 24 hours of my asking for it?  The real intrigue starts though with my next letter from the DWP. The second letter contained the very same form which I had asked for previously and was posted using the same 2nd class pre-printed stamp on the envelope. The second letter arrived just as I would have expected the first one to have arrived, that is to say within a week or so of my asking for it, certainly not as happened with the first, arriving the next day.

So my quandary is were the DWP expecting my requesting of the form for temporary absence abroad and posted one to me 'without my requesting one' ?  Does this suggest there is more going on with regards to my benefits and of which I should be wary of?  If the DWP were expecting, perhaps through recent close monitoring, examination or investigation of my benefits claims history that I would be making a request for this particular form that they also have an idea of my timetable so far as arrival time/day at the airport involved?

It's a strange one but one wonders doesn't one?  Should I be concerned?
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